Independent mortgage advisers have a broad knowledge and expertise on the mortgage market and can search on your behalf to recommend the best deal.
Finding mortgage deals on your own requires a lot of analysis and talking through your circumstances with different lenders.
We might also find a deal you can't find alone. Potentially, it increases the probability of being approved for a mortgage as we know which lenders best suit your circumstances.
It works well if you are self-employed or do not have a large deposit. If you get regulated mortgage advice rather than exploring on your own, we will propose a relevant mortgage for your needs and circumstances.
If needed, you have a right to complain to the Financial Ombudsman Service and automatically have more rights when you take advice. Without advice, you take full responsibility for the decision.